Loan Underwriter Jobs in Clearwater, FL
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Tampa, FL (19 miles from Clearwater, FL)
- 2 days ago
- Tampa, FL (19 miles from Clearwater, FL)
- 2 days ago
Additional Skills & Qualifications 3+ years of mortgage underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated...
Remote Work- Tampa, FL (19 miles from Clearwater, FL)
- 2 days ago
- Tampa, FL (19 miles from Clearwater, FL)
- 2 days ago
Housing Administration Underwriter, Department of Housing and Urban Development Underwriter, Mortgage, Underwriter Additional Skills & Qualifications 3+ years of mortgage underwriting experience required...
- Saint Petersburg, FL (16 miles from Clearwater, FL)
- 30+ days ago
- Saint Petersburg, FL (16 miles from Clearwater, FL)
- 30+ days ago
underwriting experience....
Remote Workdetailed, efficient, full-time BILINGUAL Auto Loan Underwriter for this position at our Clearwater, FL headquarters....
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Underwriter - Mortgage Fulfillment
- Tampa, FL (19 miles from Clearwater, FL)
- 60+ days ago
- Tampa, FL (19 miles from Clearwater, FL)
- 60+ days ago
underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge of mortgage laws...
Demographic Data for Clearwater, FL
Moving to Clearwater, FL? Find some basic demographic data about Clearwater, FL below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Clearwater, FL
Highest Education Level
Loan Underwriters in Clearwater, FL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- OFAC
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Anti-Money Laundering
- Cash Flow Analysis
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Modeling
- Financial Analysis
- Resolution
- Real Estate
- Problem Resolution
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Quality Control
- Accounting
- Decision Making
- Written Communication
- Documentation
- Mentoring
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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