Loan Underwriter Jobs in Florida
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
required, including Home Mortgage Disclosure Act Knowledge of state and federal agency mortgage loan guidelines and regulations helpful Why You Should Join As one of the top mortgage lenders in the...
systems Strong decision-making and communication skills Over 2 years of mortgage underwriting experience or mortgage lending experience is required Knowledge of home loans and residential mortgages...
City National Bank Manager Mortgage Loan Underwriter in Tallahassee , Florida MANAGER MORTGAGE LOAN UNDERWRITER WHAT IS THE OPPORTUNITY?...
The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners....
Stay up to date with industry trends, underwriting best practices, and compliance regulations. Qualifications: 2+ years of experience in small business underwriting or commercial lending....
Purpose: The purpose of the SCU is to use key financial measures and a consistent, structured financial approach to underwrite custom lending requests and mange a loan portfolio in alignment with our...
Experience in corporate lending or product management advantageous....
Qualifications and Requirements: MINIMUM OF 3-4+ years of recent MORTGAGE PROCESSING, LOAN ORIGINATION, or MORTGAGE UNDERWRITING experience is REQUIRED Proficient in Microsoft Office Suite Proficient...
Primary Position Objective Under the supervision of the Multifamily Credit Underwriting Manager and senior associates, underwrite affordable multifamily transactions that utilize various forms of construction...
What you'll bring: Five years to eight years of credit underwriting and SBA 7a underwriting experience required. Bachelor's Degree in Accounting, Business, or Finance or a related field of study....
Credit Underwriting, the Research & Credit Underwriting Associate will work closely with the Investment Management and Acquisition teams alongside the firm's management....
Remote WorkCity National Bank Mortgage Loan Underwriter Senior in Tallahassee , Florida MORTGAGE LOAN UNDERWRITER SENIOR WHAT IS THE OPPORTUNITY?...
City National Bank Mortgage Loan Underwriter II in Tallahassee , Florida MORTGAGE LOAN UNDERWRITER II WHAT IS THE OPPORTUNITY?...
Demographic Data for Florida
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Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Florida
Highest Education Level
Loan Underwriters in Florida offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- Tila Respa Integrated Disclosures
- OFAC
- Credit Underwriting
- Mortgage Processing
- Loan Servicing
- Credit Analysis
- Cash Flow Analysis
- Mortgage Underwriting
- Financial Services
- Balance Sheets
- Underwriting
- Financial Statements
- Appraisal
- Financial Modeling
- Due Diligence
- Financial Analysis
- Resolution
- Problem Resolution
- Real Estate
- Customer Satisfaction
- Finance
- Process Improvement
- Accounting
- Decision Making
- Auditing
- Quality Control
- Written Communication
- Mentoring
- Documentation
- Bachelor's Degree
- Reporting
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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