Loan Originator Jobs in Kentucky
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Help Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkHome Lending Specialist LOCATION -- Columbus, Ohio 43215 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity...
Consumer Direct Loan Specialist - Columbus, OH or Covington, KY
- Covington, KY
- 2 days ago
- Covington, KY
- 2 days ago
Basic Qualifications: High School Diploma required Minimum 2 years Financial Sales Experience required Preferred Qualifications: Retail banking sales or consumer loan origination experience highly preferred...
Remote WorkConsumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Consumer Direct Loan Specialist - Covington, KY or Akron, OH
- Covington, KY
- 3 days ago
- Covington, KY
- 3 days ago
Basic Qualifications: High School Diploma required Minimum 2 years Financial Sales Experience required Preferred Qualifications: Retail banking sales or consumer loan origination experience highly preferred...
Remote WorkAs a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and...
Identifies strengths and weaknesses of the borrower, lending structure and evaluates specific risks to the bank....
Originator to join their lending team....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
(Remote) Senior Real Estate Construction Loan Administrator
- Louisville, KY
- 7 days ago
- Louisville, KY
- 7 days ago
Forms a full understanding of project scope, requests, and any special needs for all closed loans through collaboration with lenders, commercial banking associates, and other stakeholders....
Remote WorkMember Business Lending Specialist Are you ready to join a team that is committed to hardworking Kentuckians? If so, Abound Credit Union might be the place for you!...
Job Title: Mortgage Loan Originator Summary of Duties and Responsibilities: We are looking for a sales-oriented mortgage professional to provide outstanding customer service in our mortgage lending...
Are you a goal-oriented individual? Are you looking to start your career at an industry-leading consumer finance organization with an award-winning service team that has ample opportunity for...
Demographic Data for Kentucky
Moving to Kentucky? Find some basic demographic data about Kentucky below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Originator Jobs in Kentucky
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Kentucky offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Jumbo Loans
- Federal Housing Administration
- Commercial Banking
- BSA
- Loan Review
- Freddie Mac
- Commercial Lending
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Originator Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »