Loan Originator Jobs in Williamsburg, KY
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
SUMMARY: Provides service to customers and potential customers seeking various types of retail or mortgage loans. JOB RESPONSIBILITIES Handle loans from application and approval to closing and...
Banking Officer- Full-Time- Williamsburg, KY
- Williamsburg, KY
- 22 days ago
- Williamsburg, KY
- 22 days ago
Summary Reporting to the Assistant Branch Manager, this full-time, non-exempt hourly position works to develop deeper relationships with new and existing members of the credit union. This position...
- Corbin, KY (14 miles from Williamsburg, KY)
- 26 days ago
- Corbin, KY (14 miles from Williamsburg, KY)
- 26 days ago
completion of in-house training program or approved outside training programGood understanding of financial institution products and services, as well as knowledge of laws legal regulations regarding lending...
Consumer Loan Sales Specialist
- Corbin, KY (14 miles from Williamsburg, KY)
- 90+ days ago
- Corbin, KY (14 miles from Williamsburg, KY)
- 90+ days ago
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Demographic Data for Williamsburg, KY
Moving to Williamsburg, KY? Find some basic demographic data about Williamsburg, KY below.
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Salary for Loan Originator Jobs in Williamsburg, KY
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Williamsburg, KY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Multitasking
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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