Loan Originator Jobs in Lexington, KY
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Proficient in SBA lending and preferred to have proficiency in USDA B&I lending. Must have the ability to interpret financial situations and problem solve as needed....
- Winchester, KY (18 miles from Lexington, KY)
- 8 days ago
- Winchester, KY (18 miles from Lexington, KY)
- 8 days ago
In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter™, Loan Prospector™ or other decision engine....
- Winchester, KY (18 miles from Lexington, KY)
- 9 days ago
- Winchester, KY (18 miles from Lexington, KY)
- 9 days ago
Minimum of two years residential mortgage lending experience. A four-year college degree is preferred....
Position: Consumer Loan Specialist Hours of Work: Saturday hours required seasonally and as business needs require. Full-Time, Non-Exempt To the extent permitted by law, the Company may, in its...
Additionally, this position will also support the commercial loan processing, funding and post-closing tasks for the Market by working with centralized Commercial Processing within the organization....
- Richmond, KY (19 miles from Lexington, KY)
- 16 days ago
- Richmond, KY (19 miles from Lexington, KY)
- 16 days ago
SUMMARY: Makes and services a wide variety of secured and unsecured loans or lines of credit. JOB RESPONSIBILITIES Develop new business through sales calls to customers and non-customers, record...
We are looking for someone to join our lending team at our office in Lexington, Kentucky....
JUNIOR MORTGAGE LOAN OFFICER - Richmond, KY
- Richmond, KY (19 miles from Lexington, KY)
- 29 days ago
- Richmond, KY (19 miles from Lexington, KY)
- 29 days ago
*This position will cover Winchester and Richmond* As a Junior Mortgage Loan Officer your day will be filled with opportunities to work with an experienced Mortgage Loan Officer to sell mortgage...
Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: High school diploma or equivalent mandatory....
Financial Services Representative
- Richmond, KY (19 miles from Lexington, KY)
- 45+ days ago
- Richmond, KY (19 miles from Lexington, KY)
- 45+ days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
MORTGAGE LOAN OFFICER - Georgetown, KY
- Georgetown, KY (15 miles from Lexington, KY)
- 60+ days ago
- Georgetown, KY (15 miles from Lexington, KY)
- 60+ days ago
Experience in FHA, VA, and conventional lending is essential to function successfully in this position while knowledge of basic underwriting guidelines is preferred....
. • Participate in industry associations, networking groups and Republic Bank sponsored events to promote Republic Bank mortgage lending services. • Maintain all prospect, client, and referral partner...
POSITION PURPOSE AND OBJECTIVES: The Commercial Banking Officer is responsible for calling on business banking clients for depository, lending, and fee-based opportunities in the Bank’s market....
Demographic Data for Lexington, KY
Moving to Lexington, KY? Find some basic demographic data about Lexington, KY below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Originator Jobs in Lexington, KY
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Lexington, KY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Multitasking
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Originator Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »