Loan Originator Jobs in California
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
. * Maintains up-to-date knowledge on all Bank lending policies and regulations. * Coordinates loan documentation, legal diligence, and boarding processes. * Reviews collateral periodically to minimize...
. + Perform the pre-funding validation of the internal SOX control related to loan origination funding. + Solely responsible for identifying any open items timely and work with appropriate parties to...
. + Perform the pre-funding validation of the internal SOX control related to loan origination funding. + Solely responsible for identifying any open items timely and work with appropriate parties to...
Location: Irvine, US-CA Rate: Not Specified Type: Permanent Risk Management - Lead Credit Officer - Vice President Bring your expertise to JPMorgan Chase. As part of Risk Management and...
. + Researches and resolves lending inquiries and issues. + May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. + Produce reports as required...
Real Estate Agents and/or Loan Officers 100% Commission
- Palm Springs, CA
- 1 day ago
- Palm Springs, CA
- 1 day ago
P&L, ITIN loans, etc. - Stay informed and up to date with Mortgage Lending Guidelines market trends - Provide excellent customer service to build long-lasting relationships Experience: - New Agents...
Remote WorkRole Requirements: 1+ years of mortgage origination experience as an active NMLS Loan Originator with multiple state licenses, or a Loan Originator working under a bank license (required) Physically...
Under the direction of the Loan Officer, or group of loan officers, acts as a liaison between the loan officer, in-process customers and branch operations staff.
Relationship Banking Officer - Rancho Bernardo - San Diego, CA
- San Diego, CA
- 1 day ago
- San Diego, CA
- 1 day ago
Essential Functions: Lender responsible for acquiring, analyzing and maintaining lending client relationships....
Sr Financial Services Representative - Weekends Off!
- El Segundo, CA
- 1 day ago
- El Segundo, CA
- 1 day ago
The Sr Financial Services Representative at Pacific Premier Bank contributes significantly to the success of the branch by delivering exceptional customer experiences, dedicated relationship...
Loan Officer needed for a construction company.
- Sherman Oaks, CA
- 2 days ago
- Sherman Oaks, CA
- 2 days ago
Process loans for lenders. 2. Deal with mortgages. 3. Go to customer houses to process loans. Requirements: 1. Experience in the construction field, preferred. 2....
What We're Looking For: Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and...
CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and...
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
SUMMARY The Financial Services Representatives primary function is to increase each Members profitability potential by fulfilling their financial needs through effective profiling and providing a...
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in California
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Loan Origination
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Federal Housing Administration
- Jumbo Loans
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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