Loan Underwriter Jobs in California
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Must possess sound area of underwriting in areas of commercial lending such as commercial real estate, commercial and industrial lending and SBA lending....
Highly skilled in credit decisioning and have a solid understanding of consumer credit, and applicable federal and state regulations relative to consumer lending....
(Required) + 7- 10yearsof commercial underwriting/credit analysis experience or relevant lending experience....
Senior Credit Underwriter, Global Wealth & Investment Management Custom Lending
- Newport Beach, CA
- 4 days ago
- Newport Beach, CA
- 4 days ago
loan balance and revenue growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships....
/18968/363f075f-c1dd-41b5-93de-89adf9708427.png&z=8&s=BNK&ih_t=5%2F14%2F2025+5%3A40%3A23+AM&utm_medium=internal%20referrer&utm_campaign=internal---online-course-library&utm_content=ihire&utm_term=sf_serp_searchresults_position_5&dt=Desktop)
RESPONSIBILITIES Responsible and accountable for credit underwriting for existing customers including renewals, modifications, and annual reviews....
Actively seeking an experienced Commercial Loan Underwriter to: Evaluate commercial credit requests. Prepare and recommend credit authorizations....
Overview Underwrite 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines. Examine all documentation for accuracy and completeness...
Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident coverage, to almost every...
meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...
Commercial Real Estate Loan Underwriter (San Diego)
- San Diego, CA
- 15 days ago
- San Diego, CA
- 15 days ago
Commercial Real Estate Loan Underwriter (San Diego) Full Time Professional Corporate San Diego, San Diego, CA, US 5 days ago Requisition ID: 1152 Salary Range: $72,656.34 To $92,020.70 Annually General...
Actively seeking an experienced SBA Loan Underwriter to: Underwrite SBA loans in accordance with the Bank’s policies and procedures....
About Patelco Credit Union Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Since 1936, Patelco has grown from $500 in...
About Patelco Credit Union Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Since 1936, Patelco has grown from $500 in...
This is a hybrid opportunity, that requires a local candidate to the greater Sacramento region. Hourly Range: $37.00 - $45.00 Exact compensation may vary based on skill, experience and location....
Loan Underwriter II MORTGAGE LOAN UNDERWRITER II WHAT IS THE OPPORTUNITY?...
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in California
Highest Education Level
Loan Underwriters in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- OFAC
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Anti-Money Laundering
- Cash Flow Analysis
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Modeling
- Financial Analysis
- Resolution
- Real Estate
- Problem Resolution
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Quality Control
- Accounting
- Decision Making
- Written Communication
- Documentation
- Mentoring
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Underwriter Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »