Loan Originator Jobs in Sacramento, CA
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Roseville, CA (16 miles from Sacramento, CA)
- 3 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 3 days ago
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Credit Officer, Digital Infrastructure
- Rocklin, CA (20 miles from Sacramento, CA)
- 5 days ago
- Rocklin, CA (20 miles from Sacramento, CA)
- 5 days ago
Identifies strengths and weaknesses of the borrower, lending structure and evaluates specific risks to the bank....
Real Estate Agents and/or Loan Officers 100% Commission
- Sacramento, CA
- 7 days ago
- Sacramento, CA
- 7 days ago
P&L, ITIN loans, etc. - Stay informed and up to date with Mortgage Lending Guidelines market trends - Provide excellent customer service to build long-lasting relationships Experience: - New Agents...
Remote WorkTRUE 100% COMMISSION For Real Estate & DRE Loan Officers!
- Sacramento, CA
- 7 days ago
- Sacramento, CA
- 7 days ago
PACIFIC PROPERTY LOANS - IN HOUSE MORTAGE BROKEAGE Department of Real Estate Loan Officers Only Yes, FREE Individual Portal Access with over 100+ lenders!...
**Key Responsibilities and Duties** + Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit...
Senior Credit Officer** Supervises, trains, and coordinates staff activities. Leads staff in processing and recording commercial loans, ensuring compliance with related policies and regulations....
/ present credits outside lending limits for approval to appropriate levels of authority, as required....
- Elk Grove, CA (14 miles from Sacramento, CA)
- 17 days ago
- Elk Grove, CA (14 miles from Sacramento, CA)
- 17 days ago
Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process....
They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities....
- Roseville, CA (16 miles from Sacramento, CA)
- 23 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 23 days ago
ability to work independently Team player, works well with others and willing to assist peers Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage...
- Elk Grove, CA (14 miles from Sacramento, CA)
- 45+ days ago
- Elk Grove, CA (14 miles from Sacramento, CA)
- 45+ days ago
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
Proficiency in using the automated loan origination system and standard Microsoft programs and other computer operations....
About this role: Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
Middle Market Commercial Loan Officer
- Roseville, CA (16 miles from Sacramento, CA)
- 30+ days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 30+ days ago
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Associate Mortgage Specialist.
- Roseville, CA (16 miles from Sacramento, CA)
- 45+ days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 45+ days ago
Essential Job Duties & Responsibilities: Review mortgage applications taken by licensed loan officers; assist in collecting, uploading, and labeling documents within our Loan Origination system....
Demographic Data for Sacramento, CA
Moving to Sacramento, CA? Find some basic demographic data about Sacramento, CA below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Originator Jobs in Sacramento, CA
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Sacramento, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Loan Origination
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Federal Housing Administration
- Jumbo Loans
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Originator Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »