Loan Officer Jobs in Charlotte, NC
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Overview This position aids fair lending and community goals by providing mortgages for culturally diverse organizations....
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkKnowledge, Skills & Abilities Knowledge of lending criteria/business needs, lending systems, and regulatory/investor lending guidelines Knowledge of loan origination needs and milestones (i.e., origination...
Banking PHYSICAL AND MENTAL QUALIFICATIONS: • Standing, walking, bending and stooping required • Must be able to sit at a desk for long periods of time and use a computer • Must be able to occasionally...
- Cornelius, NC (16 miles from Charlotte, NC)
- 3 days ago
- Cornelius, NC (16 miles from Charlotte, NC)
- 3 days ago
Position Overview: The Outside Loan Originator (Outside LO) is responsible for maintaining an NMLS license required under the S.A.F.E....
Participate in a company sponsored training program to attain Series 7 and Series 63 licensure. Receive business training to serve as the first point of contact for advisors and their clients,...
Job Opportunity: Commercial Loan Officer Position Summary We are looking for a talented and motivated Commercial Loan Officer to join our team....
Description At Citizens, we work together to make a difference for companies that are building, supplying and serving industries and consumers across the country. As the Capital Markets Senior...
Retail Community Mortgage Specialist
- Pineville, NC (10 miles from Charlotte, NC)
- 6 days ago
- Pineville, NC (10 miles from Charlotte, NC)
- 6 days ago
Assist and work with community, faith-based and non-profit organizations providing leadership and training for homeownership classes, credit counseling and promote understanding of the mortgage lending...
- Huntersville, NC (12 miles from Charlotte, NC)
- 6 days ago
- Huntersville, NC (12 miles from Charlotte, NC)
- 6 days ago
About this role: Wells Fargo is seeking an Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities....
Preferred Qualifications: Audit experience within a large financial services firm is highly preferred Demonstrated and specific knowledge around mortgage lending General Description of Available Benefits...
In-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures....
Mortgage Loan Repurchase Facility Lending Associate Attorney - NC
- Charlotte, NC
- 13 days ago
- Charlotte, NC
- 13 days ago
is seeking a talented Mortgage Loan Repurchase Facility/Warehouse Lending Associate Attorney to join their team in Charlotte....
Default Loan Servicing Specialist - Foreclosure
- Fort Mill, SC (14 miles from Charlotte, NC)
- 14 days ago
- Fort Mill, SC (14 miles from Charlotte, NC)
- 14 days ago
Who We Are ServiceMac is a new sub-servicing entity backed by some of the leading practitioners of the mortgage servicing industry. ServiceMac is focused on providing superior technology,...
Demographic Data for Charlotte, NC
Moving to Charlotte, NC? Find some basic demographic data about Charlotte, NC below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Charlotte, NC
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Charlotte, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Multitasking
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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