Loan Officer Jobs in Charlotte, NC
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
will perform a variety of servicing functions related to Small Business Administration and USDA loans, and will directly and frequently interact with a wide range of parties, including borrowers, lending...
Centralized Lending Specialist - Charlotte, NC
- Charlotte, NC
- 22 hours ago
- Charlotte, NC
- 22 hours ago
Familiarity with FHA and HUD guidelines Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending The ability to analyze and comprehend...
Consumer Loan Specialist - Sales Customer Service
- Matthews, NC (13 miles from Charlotte, NC)
- 1 day ago
- Matthews, NC (13 miles from Charlotte, NC)
- 1 day ago
With a commitment to our customers, we identify lending options that fit each of their unique needs....
Commercial Banking Officer Regular Full-Time Charlotte, Charlotte, NC, US 30+ days ago Requisition ID: 1319 At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Commercial...
Financial Services Representative
- Mooresville, NC (21 miles from Charlotte, NC)
- 1 day ago
- Mooresville, NC (21 miles from Charlotte, NC)
- 1 day ago
POSITION TITLE: Financial Services Representative FLSA STATUS: Non-Exempt SUMMARY: As a Financial Services Representative, you are stepping into a dynamic role that blends customer interaction and...
Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team....
- Gastonia, NC (22 miles from Charlotte, NC)
- 1 day ago
- Gastonia, NC (22 miles from Charlotte, NC)
- 1 day ago
Position Overview: We are looking for an experienced and driven Commercial Loan Officer to join our team....
- Monroe, NC (20 miles from Charlotte, NC)
- 1 day ago
- Monroe, NC (20 miles from Charlotte, NC)
- 1 day ago
Position Overview: We have partnered with a growing, Metro area bank that is seeking a dedicated and experienced Commercial Loan Officer to expand their team....
Position Overview: We are seeking a talented and motivated Commercial Loan Officer to join our team....
Primary Responsibilities Review loan, underwriting, and construction documents prior to loan closing for consistency with established construction lending best practices....
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering...
Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer...
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Retail Mortgage Loan Originator
- Mooresville, NC (21 miles from Charlotte, NC)
- 9 days ago
- Mooresville, NC (21 miles from Charlotte, NC)
- 9 days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. Previous sales awards and leadership positions....
Residential Mortgage Loan Officer Gastonia
- Gastonia, NC (22 miles from Charlotte, NC)
- 10 days ago
- Gastonia, NC (22 miles from Charlotte, NC)
- 10 days ago
Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities....
Demographic Data for Charlotte, NC
Moving to Charlotte, NC? Find some basic demographic data about Charlotte, NC below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Charlotte, NC
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Charlotte, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Jumbo Loans
- Federal Housing Administration
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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