Loan Officer Jobs in North Carolina
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Completion of elective training curriculum in Mortgage Lending Prior mortgage sales contact center experience Proficiency in a second language OTHER JOB REQUIREMENTS / WORKING CONDITIONS Sitting/Standing...
will perform a variety of servicing functions related to Small Business Administration and USDA loans, and will directly and frequently interact with a wide range of parties, including borrowers, lending...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
Centralized Lending Specialist - Charlotte, NC
- Charlotte, NC
- 16 hours ago
- Charlotte, NC
- 16 hours ago
Familiarity with FHA and HUD guidelines Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending The ability to analyze and comprehend...
Consumer Loan Specialist - Sales Customer Service
- Matthews, NC
- 20 hours ago
- Matthews, NC
- 20 hours ago
With a commitment to our customers, we identify lending options that fit each of their unique needs....
Commercial Banking Officer Regular Full-Time Charlotte, Charlotte, NC, US 30+ days ago Requisition ID: 1319 At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Commercial...
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
POSITION TITLE: Financial Services Representative FLSA STATUS: Non-Exempt SUMMARY: As a Financial Services Representative, you are stepping into a dynamic role that blends customer interaction and...
Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team....
Position Overview: We are looking for an experienced and driven Commercial Loan Officer to join our team....
Position Overview: We have partnered with a growing, Metro area bank that is seeking a dedicated and experienced Commercial Loan Officer to expand their team....
Position Overview: We are seeking a talented and motivated Commercial Loan Officer to join our team....
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team...
Primary Responsibilities Review loan, underwriting, and construction documents prior to loan closing for consistency with established construction lending best practices....
Demographic Data for North Carolina
Moving to North Carolina? Find some basic demographic data about North Carolina below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in North Carolina
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in North Carolina offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Jumbo Loans
- Federal Housing Administration
- Commercial Banking
- BSA
- Loan Review
- Freddie Mac
- Commercial Lending
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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