Loan Officer Jobs in California
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkDevelopment Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkFinancial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
CA-WA Private Mortgage Banker (SAFE) Palm Desert
- Palm Desert, CA
- 9 hours ago
- Palm Desert, CA
- 9 hours ago
About this role: Wells Fargo is seeking a CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
About this role: Wells Fargo is seeking a CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
Candidate must be fluent in English and Mandarin/Cantonese Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large...
Full time loan officer and or licensed loan processor
- Fresno, CA
- 18 hours ago
- Fresno, CA
- 18 hours ago
Company Description Real Estate sales office Role Description This is a full-time on-site role for a Loan Officer and/or Licensed Loan Processor at Magnum Realty located in Fresno, CA....
Loan Officer - Join a Winning Team with Cutting-Edge Tools and High-Quality Leads
- Carlsbad, CA
- 18 hours ago
- Carlsbad, CA
- 18 hours ago
Requirements Experience : Minimum 2 years in loan origination with a proven track record. Licensing : Active Loan Origination License....
We are currently seeking a Commercial Loan Officer to join our team at Cornerstone Lending Group, a mortgage brokerage specializing in multifamily, commercial, SBA, and bridge loans....
Loan Processor/Mortgage Loan Officer/Escrow Secretary
- Whittier, CA
- 19 hours ago
- Whittier, CA
- 19 hours ago
IS COMMISSION employment type: experience level: no experience required job title: Loan processor / escrow secretary / loan officer LOAN PROCESSOR, ESCROW SECRETARY., LOAN OFFICER, Loan Processor,...
External Loan Officer Assistant- Mortgage Banking in Sacramento, CA
- Sacramento, CA
- 1 day ago
- Sacramento, CA
- 1 day ago
process....
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Loan Officer Administrative Assistant (In Office Position)
- Pasadena, CA
- 2 days ago
- Pasadena, CA
- 2 days ago
Schedule and coordinate meetings between clients and loan officer Manage loan officer calendars and assist with general administrative duties as needed....
Maintains up-to-date knowledge on all Bank lending policies and regulations....
This position plays a key role in supporting Loan Officers and Associate Loan Officer by providing exceptional service to clients while ensuring smooth loan processing and file preparation....
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Officer Jobs in California
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Officer Related Career Advice Articles

How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »