Loan Officer Jobs in California
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Under the direction of the Loan Officer, or group of loan officers, acts as a liaison between the loan officer, in-process customers and branch operations staff....
Relationship Banking Officer - Rancho Bernardo - San Diego, CA
- San Diego, CA
- 2 hours ago
- San Diego, CA
- 2 hours ago
Essential Functions: Lender responsible for acquiring, analyzing and maintaining lending client relationships....
Sr Financial Services Representative - Weekends Off!
- El Segundo, CA
- 2 hours ago
- El Segundo, CA
- 2 hours ago
The Sr Financial Services Representative at Pacific Premier Bank contributes significantly to the success of the branch by delivering exceptional customer experiences, dedicated relationship...
Loan Officer needed for a construction company.
- Sherman Oaks, CA
- 13 hours ago
- Sherman Oaks, CA
- 13 hours ago
Loan Officer needed for a construction company. Location: Sherman Oaks, CA Schedule: Full-Time, Monday-Friday 9:00AM-5:00PM plus must be available after hours. Duties: 1....
Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team....
Position Overview: The Loan Officer Assistant is responsible for managing the loan officers schedules and assists the Loan Processor....
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
SUMMARY The Financial Services Representatives primary function is to increase each Members profitability potential by fulfilling their financial needs through effective profiling and providing a...
Loan Closing Specialist Position Overview: The Loan Closing Specialist is responsible for managing the final stages of the loan process, ensuring all documentation is accurate and complete for a...
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
Researches and resolves lending inquiries and issues. May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information. Produce reports as required....
Review and process system update (e.g., government bond rate, borrowers contact information, assigned loan officer information)....
- Los Angeles, CA
- 2 days ago
- Los Angeles, CA
- 2 days ago
To facilitate the CCB's wholesale lending activities, Commercial Lending Management (CLM) serves as an in-business credit function organized around our strategic industries and global target market...
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer to be performed by Loan Officer Assistant....
Demographic Data for California
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Title Synonyms
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Salary for Loan Officer Jobs in California
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Jumbo Loans
- Federal Housing Administration
- Commercial Banking
- BSA
- Loan Review
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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