Loan Officer Jobs in San Jose, CA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Mortgage Lending Officer SAFE Act - Newark (Hybrid)
- Newark, CA (15 miles from San Jose, CA)
- 3 days ago
- Newark, CA (15 miles from San Jose, CA)
- 3 days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Mortgage Lending Officer SAFE Act - B11 - SAN CARLOS
- San Carlos, CA (23 miles from San Jose, CA)
- 9 days ago
- San Carlos, CA (23 miles from San Jose, CA)
- 9 days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Commercial Loan Officers- Try a different approach
- Santa Cruz, CA (24 miles from San Jose, CA)
- 9 days ago
- Santa Cruz, CA (24 miles from San Jose, CA)
- 9 days ago
Middle Market Lenders needed for a bank the truly understands the needs of middle market clients In my role as an Executive Recruiter, I am seeking Commercial Loan Officers who would like to join a...
Workshops and Business Development meetings Required Qualifications: 2+ years of experience in loan originations and/or home buyer education Knowledge of conventional and/or government guidelines as...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
- Cupertino, CA (11 miles from San Jose, CA)
- 22 days ago
- Cupertino, CA (11 miles from San Jose, CA)
- 22 days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
- Livermore, CA (17 miles from San Jose, CA)
- 23 days ago
- Livermore, CA (17 miles from San Jose, CA)
- 23 days ago
The ideal candidate will possess: at least two years of similar or related experience in consumer/mortgage lending or loan servicing required....
Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and...
Mortgage Loan Officer - East Bay Area, CA
- Pleasanton, CA (20 miles from San Jose, CA)
- 30+ days ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 30+ days ago
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in East Bay Area, CA to include Walnut Creek, Concord, San Ramon, Berkeley....
Mortgage Lending Officer SAFE Act - B11 - MORGAN HILL
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
- Fremont, CA (16 miles from San Jose, CA)
- 90+ days ago
- Fremont, CA (16 miles from San Jose, CA)
- 90+ days ago
In addition, incumbents in this role must successfully renew their registration with the Nationwide Mortgage Licensing System Registry (NMLSR) annually In compliance with applicable laws, HSBC is committed...
Demographic Data for San Jose, CA
Moving to San Jose, CA? Find some basic demographic data about San Jose, CA below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in San Jose, CA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in San Jose, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Federal Housing Administration
- Jumbo Loans
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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