Loan Officer Jobs in Carlsbad, CA
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Loan Officer Department: Loans Reports To: SVP/Commercial Loan Mgr....
Remote WorkAs a Commercial Loan Specialist, you will provide support to commercial lending staff in commercial branches or banking centers....
- Temecula, CA (24 miles from Carlsbad, CA)
- 17 days ago
- Temecula, CA (24 miles from Carlsbad, CA)
- 17 days ago
Desired Education/Experience High School Diploma or equivalent Two or more recent years' full time loan origination experience, preferably in a call center environment Current NMLS license....
About this role: Wells Fargo is seeking a CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
Perform the pre-funding validation of the internal SOX control related to loan origination funding....
Perform the pre-funding validation of the internal SOX control related to loan origination funding....
Perform the pre-funding validation of the internal SOX control related to loan origination funding....
Perform the pre-funding validation of the internal SOX control related to loan origination funding....
Sr Financial Services Representative - Weekends Off!
- La Jolla, CA (20 miles from Carlsbad, CA)
- 60+ days ago
- La Jolla, CA (20 miles from Carlsbad, CA)
- 60+ days ago
As a top-performing financial institution, Pacific Premier Bank is dedicated to taking care of our customers and employees and making all feel welcomed and valued through building long-lasting...
Mortage Loan Officer - San Diego County or Greater Los Angeles, CA
- Carlsbad, CA
- 60+ days ago
- Carlsbad, CA
- 60+ days ago
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Greater Los Angeles CA area or San Diego County, CA....
Demographic Data for Carlsbad, CA
Moving to Carlsbad, CA? Find some basic demographic data about Carlsbad, CA below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Carlsbad, CA
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Carlsbad, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Jumbo Loans
- Federal Housing Administration
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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