Loan Underwriter Jobs in Carrollton, TX
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Lead Commercial Real Estate Underwriter
- Dallas, TX (12 miles from Carrollton, TX)
- 6 days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 6 days ago
Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 5+ years of agency lending...
- Dallas, TX (12 miles from Carrollton, TX)
- 6 days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 6 days ago
meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...
Sr. Underwriter (Testing Specialist III)
- Plano, TX (11 miles from Carrollton, TX)
- 16 days ago
- Plano, TX (11 miles from Carrollton, TX)
- 16 days ago
Work Locations: - Atlanta, GA - Charlotte, NC - Plano, TX - Phoenix, AZ We need more recent full underwriting experience. (FHA, Conventional and VA sr underwriting experience required as base...
Manager - Loan Operations - Cash Reconciliation Specialist
- Dallas, TX (12 miles from Carrollton, TX)
- 19 days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 19 days ago
As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...
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- Dallas, TX (12 miles from Carrollton, TX)
- 24 days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 24 days ago
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending....
Loan Review Analyst - Irving, TX
- Irving, TX (10 miles from Carrollton, TX)
- 27 days ago
- Irving, TX (10 miles from Carrollton, TX)
- 27 days ago
Job Responsibilities: Conduct pre-purchase review of Conventional, FHA, and VA loan files for a correspondent lender Ensure file contains all required documentation and meets acceptable Underwriting...
Commercial Credit Underwriter I-II
- Dallas, TX (12 miles from Carrollton, TX)
- 30+ days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 30+ days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Dallas, TX (12 miles from Carrollton, TX)
- 30+ days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 30+ days ago
As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...
- Dallas, TX (12 miles from Carrollton, TX)
- 30+ days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 30+ days ago
Analyze and assess financial statements and credit history of existing and potential clients to ensure loans are appropriately structured and meet credit requirements for lending quality and compliance...
Senior Underwriter/AVP, Retail Energy
- Dallas, TX (12 miles from Carrollton, TX)
- 60+ days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 60+ days ago
Senior Underwriter/AVP, Retail Energy page is loaded Senior Underwriter/AVP, Retail Energy locations Dallas, TX United States of America Houston, TX United States of America time type Full time...
Risk Management - Middle Market Banking & Specialized Industries Underwriter, Senior Associate
- Plano, TX (11 miles from Carrollton, TX)
- 90+ days ago
- Plano, TX (11 miles from Carrollton, TX)
- 90+ days ago
training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures At least 3 years experience in commercial banking/lending...
Manager - Loan Operations - Reconciliation Specialist
- Dallas, TX (12 miles from Carrollton, TX)
- 90+ days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 90+ days ago
As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...
Demographic Data for Carrollton, TX
Moving to Carrollton, TX? Find some basic demographic data about Carrollton, TX below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Carrollton, TX
Highest Education Level
Loan Underwriters in Carrollton, TX offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- Loan Documentation
- BSA
- Loan Review
- Conventional Loans
- Know Your Customer
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- Financial Services
- USDA
- Loan Servicing
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Analysis
- Resolution
- Real Estate
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Quality Control
- Accounting
- Decision Making
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Mentoring
- Reporting
- Regulations
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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