Loan Underwriter Jobs in Upper Arlington, OH
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Manager Mortgage Loan Underwriter
- Columbus, OH (8 miles from Upper Arlington, OH)
- 5 days ago
- Columbus, OH (8 miles from Upper Arlington, OH)
- 5 days ago
City National Bank Manager Mortgage Loan Underwriter in Columbus , Ohio MANAGER MORTGAGE LOAN UNDERWRITER WHAT IS THE OPPORTUNITY?...
Senior Credit Underwriter - Distribution Finance
- Columbus, OH (8 miles from Upper Arlington, OH)
- 13 days ago
- Columbus, OH (8 miles from Upper Arlington, OH)
- 13 days ago
Basic Qualifications: Bachelor's degree in Finance, Accounting, Business or related field 3+ years wholesale/commercial credit underwriting experience and prior credit approval authority....
Remote Work- Columbus, OH (8 miles from Upper Arlington, OH)
- 30+ days ago
- Columbus, OH (8 miles from Upper Arlington, OH)
- 30+ days ago
Skills and Abilities: Ability to research and evaluate given information relative to underwriting guidelines and lender requirements. Good customer service orientation....
- Columbus, OH (8 miles from Upper Arlington, OH)
- 30+ days ago
- Columbus, OH (8 miles from Upper Arlington, OH)
- 30+ days ago
Conduct underwriting review of commercial loan presentations. Actively participate in presentation and discussion of commercial loan presentations to the Loan Committee and Board of Directors....
Mortgage Loan Underwriter Senior
- Columbus, OH (8 miles from Upper Arlington, OH)
- 45+ days ago
- Columbus, OH (8 miles from Upper Arlington, OH)
- 45+ days ago
MORTGAGE LOAN UNDERWRITER SENIOR WHAT IS THE OPPORTUNITY?...
Remote Work- Columbus, OH (8 miles from Upper Arlington, OH)
- 90+ days ago
- Columbus, OH (8 miles from Upper Arlington, OH)
- 90+ days ago
MORTGAGE LOAN UNDERWRITER II WHAT IS THE OPPORTUNITY?...
Demographic Data for Upper Arlington, OH
Moving to Upper Arlington, OH? Find some basic demographic data about Upper Arlington, OH below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Upper Arlington, OH
Highest Education Level
Loan Underwriters in Upper Arlington, OH offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Loan Documentation
- Lending
- Loan Origination
- FHLMC
- Fannie Mae
- Commercial Banking
- Loan Review
- BSA
- Commercial Lending
- Federal Housing Administration
- Tila Respa Integrated Disclosures
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Loan Servicing
- Credit Analysis
- Cash Flow Analysis
- Mortgage Underwriting
- Financial Services
- Balance Sheets
- Underwriting
- Valuation
- Financial Statements
- Appraisal
- Financial Modeling
- Due Diligence
- Financial Analysis
- Resolution
- Real Estate
- Customer Satisfaction
- Finance
- Process Improvement
- Accounting
- Decision Making
- Auditing
- Quality Control
- Written Communication
- Mentoring
- Documentation
- Bachelor's Degree
- Reporting
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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