Loan Underwriter Jobs in Stone Mountain, GA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 1 day ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 1 day ago
organization Proficient in the Microsoft suite with an emphasis on excel Desired Skills: Interpret Relevant Laws, Rules, and Regulations HUD DE and VA LAPP/Automatic Certifications preferred Skills Underwriting...
Supervisor Mortgage Loan Underwriter
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 3 days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 3 days ago
SUPERVISOR MORTGAGE LOAN UNDERWRITER* WHAT IS THE OPPORTUNITY?...
Sr. Underwriter - GA - On Site
- Duluth, GA (14 miles from Stone Mountain, GA)
- 10 days ago
- Duluth, GA (14 miles from Stone Mountain, GA)
- 10 days ago
Knowledge, Skills, and Abilities Effectively leads and motivates team members by lending appropriate support to achieve success....
Senior Underwriter II - Asset Based Finance
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 12 days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 12 days ago
Required Qualifications: 7+ years experience credit, underwriting, and structuring of corporate lending transactions....
Senior Credit Underwriter, Global Wealth & Investment Management Custom Lending
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 45+ days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 45+ days ago
Purpose: The purpose of the SCU is to use key financial measures and a consistent, structured financial approach to underwrite custom lending requests and mange a loan portfolio in alignment with our...
Senior Underwriter - Excess Casualty
- Alpharetta, GA (24 miles from Stone Mountain, GA)
- 90+ days ago
- Alpharetta, GA (24 miles from Stone Mountain, GA)
- 90+ days ago
Participates in underwriting related continuing education. Ability to generate innovative solutions within the underwriting department. Has typically obtained letter of authority....
Commercial Real Estate Underwriter
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 90+ days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 90+ days ago
Minimum of five years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management or equivalent....
Demographic Data for Stone Mountain, GA
Moving to Stone Mountain, GA? Find some basic demographic data about Stone Mountain, GA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Stone Mountain, GA
Highest Education Level
Loan Underwriters in Stone Mountain, GA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Loan Origination
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Jumbo Loans
- Commercial Banking
- BSA
- Loan Review
- Freddie Mac
- Conventional Loans
- Commercial Lending
- Know Your Customer
- Loan Processing
- Credit Underwriting
- Mortgage Processing
- Encompass
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Loan Servicing
- Financial Services
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Modeling
- Due Diligence
- Financial Analysis
- Resolution
- Real Estate
- Risk Management
- Finance
- Closing
- Accounting
- Analytical Skills
- Decision Making
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Reporting
- Bachelor's Degree
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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