Loan Underwriter Jobs in Highlands Ranch, CO
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Commercial Credit Underwriter I-II
- Denver, CO (13 miles from Highlands Ranch, CO)
- 7 days ago
- Denver, CO (13 miles from Highlands Ranch, CO)
- 7 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Mortgage Loan Underwriter Senior
- Denver, CO (13 miles from Highlands Ranch, CO)
- 8 days ago
- Denver, CO (13 miles from Highlands Ranch, CO)
- 8 days ago
MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY?...
Real Estate Underwriter - Home Equity Lead
- Greenwood Village, CO (8 miles from Highlands Ranch, CO)
- 12 days ago
- Greenwood Village, CO (8 miles from Highlands Ranch, CO)
- 12 days ago
Responsible for final underwriting decisions on loans within granted lending authority that may involve approving or denying applications....
Supervisor Mortgage Loan Underwriter
- Denver, CO (13 miles from Highlands Ranch, CO)
- 16 days ago
- Denver, CO (13 miles from Highlands Ranch, CO)
- 16 days ago
SUPERVISOR MORTGAGE LOAN UNDERWRITER* WHAT IS THE OPPORTUNITY?...
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Senior Manager, Loan Operations
- Greenwood Village, CO (8 miles from Highlands Ranch, CO)
- 30+ days ago
- Greenwood Village, CO (8 miles from Highlands Ranch, CO)
- 30+ days ago
CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural...
Demographic Data for Highlands Ranch, CO
Moving to Highlands Ranch, CO? Find some basic demographic data about Highlands Ranch, CO below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Highlands Ranch, CO
Highest Education Level
Loan Underwriters in Highlands Ranch, CO offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- Loan Documentation
- BSA
- Loan Review
- Conventional Loans
- Know Your Customer
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Loan Processing
- Credit Underwriting
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- Financial Services
- USDA
- Loan Servicing
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Analysis
- Resolution
- Real Estate
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Quality Control
- Accounting
- Decision Making
- Verbal Communication
- Auditing
- Documentation
- Mentoring
- Reporting
- Regulations
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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