Loan Originator Jobs in Richmond, VA
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
What We're Looking For: Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and...
Help Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkCompletion of elective training curriculum in Mortgage Lending 5. Prior mortgage sales contact center experience 6....
Retail Mortgage Loan Originator
- Glen Allen, VA (6 miles from Richmond, VA)
- 8 days ago
- Glen Allen, VA (6 miles from Richmond, VA)
- 8 days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. Previous sales awards and leadership positions....
Responsible for assisting designated Loan Originator(s) with marketing needs, administrative office functions, client communications and loan applications as directed....
Loan Specialist PeopleShare Richmond, VA, US 3d ago Do you thrive in a fast-paced environment? Are you a banking professional looking for new career opportunity? PeopleShare has an immediate...
- Midlothian, VA (11 miles from Richmond, VA)
- 11 days ago
- Midlothian, VA (11 miles from Richmond, VA)
- 11 days ago
Consumer Loan Specialist Reports To Branch Manager FLSA Status Non- Exempt Schedule: Full-time, 40 hours Monday through Friday. Saturday hours required seasonally and as business needs require....
Mortgage Loan Originator Full Time Professional Richmond, VA, US Requisition ID: 2994 Description: Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator...
Completes paperwork related to the loans originated. Prepares materials needed to support loan activities. Attends company meetings as necessary....
Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance....
Insight Global is hiring a Loan Officer for one of our top Mortgage Lending clients....
- Ashland, VA (12 miles from Richmond, VA)
- 60+ days ago
- Ashland, VA (12 miles from Richmond, VA)
- 60+ days ago
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements....
Diploma Minimum of 2 years mortgage lending experience in sales and loan originations Minimum of 5 years of business development/direct sales experience required Minimum of 2 years private banking experience...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team...
- Mechanicsville, VA (15 miles from Richmond, VA)
- 30+ days ago
- Mechanicsville, VA (15 miles from Richmond, VA)
- 30+ days ago
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
Demographic Data for Richmond, VA
Moving to Richmond, VA? Find some basic demographic data about Richmond, VA below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in Richmond, VA
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Richmond, VA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Loan Origination
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Federal Housing Administration
- Jumbo Loans
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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