Loan Originator Jobs in Saratoga Springs, NY
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Schenectady, NY (18 miles from Saratoga Springs, NY)
- 4 days ago
- Schenectady, NY (18 miles from Saratoga Springs, NY)
- 4 days ago
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
- Corinth, NY (15 miles from Saratoga Springs, NY)
- 10 days ago
- Corinth, NY (15 miles from Saratoga Springs, NY)
- 10 days ago
Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. Mortgage Loan Officer We have an exciting...
- Albany, NY (21 miles from Saratoga Springs, NY)
- 15 days ago
- Albany, NY (21 miles from Saratoga Springs, NY)
- 15 days ago
Job Order Number: DF9826107 Job Title: Registered Nurse - Float Company: Northwell Health Location: Riverhead, NY Salary: Education: Information Not Provided Experience: Information Not Provided...
Financial Services Representative
- Troy, NY (22 miles from Saratoga Springs, NY)
- 18 days ago
- Troy, NY (22 miles from Saratoga Springs, NY)
- 18 days ago
Immediate need for a talented Financial Services Representative. This is a 06+months contract opportunity with long-term potential and is located in Troy NY (Hybrid). Please review the job...
- Ballston Lake, NY (11 miles from Saratoga Springs, NY)
- 24 days ago
- Ballston Lake, NY (11 miles from Saratoga Springs, NY)
- 24 days ago
An ideal candidate will have hands on experience in any of the following areas Mortgage Contact Center Commercial Lending Consumer Lending Other mortgage related roles Location: Ballston Lake, NY Duration...
- Burnt Hills, NY (11 miles from Saratoga Springs, NY)
- 30+ days ago
- Burnt Hills, NY (11 miles from Saratoga Springs, NY)
- 30+ days ago
Position Overview: The Outside Loan Originator (Outside LO) is responsible for maintaining an NMLS license required under the S.A.F.E....
- Corinth, NY (15 miles from Saratoga Springs, NY)
- 30+ days ago
- Corinth, NY (15 miles from Saratoga Springs, NY)
- 30+ days ago
Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families. Loan Officer Trainee Position We have an...
- Albany, NY (21 miles from Saratoga Springs, NY)
- 30+ days ago
- Albany, NY (21 miles from Saratoga Springs, NY)
- 30+ days ago
We are currently hiring talented CRA Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending...
Patient Financial Services Representative - Medical Billing
- Saratoga Springs, NY
- 60+ days ago
- Saratoga Springs, NY
- 60+ days ago
# Job Summary: The Patient Financial Services Representative (PFS) #is responsible for billing primary, as well as subsequent secondary and tertiary claims, to all third party insurance carriers...
Residential Loan Consultant (On-Site)
- Saratoga Springs, NY
- 90+ days ago
- Saratoga Springs, NY
- 90+ days ago
Job Title: Residential Loan Consultant Department: Residential Lending Reports To: VP, Residential Lending Grade Level: Exempt, $35,000 Salary plus Commissions Location: Saratoga Springs, NY (Not Remote...
- Clifton Park, NY (14 miles from Saratoga Springs, NY)
- 90+ days ago
- Clifton Park, NY (14 miles from Saratoga Springs, NY)
- 90+ days ago
Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements....
Demographic Data for Saratoga Springs, NY
Moving to Saratoga Springs, NY? Find some basic demographic data about Saratoga Springs, NY below.
Loan Originator Online Courses and Training Opportunities
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Salary for Loan Originator Jobs in Saratoga Springs, NY
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Saratoga Springs, NY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Loan Origination
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Federal Housing Administration
- Jumbo Loans
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Wealth Management
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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