Loan Originator Jobs in Gulf Shores, AL
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Consumer Loan Specialist - Sales Customer Service
- Foley, AL (8 miles from Gulf Shores, AL)
- 12 days ago
- Foley, AL (8 miles from Gulf Shores, AL)
- 12 days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Sr. Consumer Loan Specialist - Sales Customer Service
- Foley, AL (8 miles from Gulf Shores, AL)
- 14 days ago
- Foley, AL (8 miles from Gulf Shores, AL)
- 14 days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Loan Specialist - Enterprise, AL
- Daphne, AL (22 miles from Gulf Shores, AL)
- 45+ days ago
- Daphne, AL (22 miles from Gulf Shores, AL)
- 45+ days ago
As a Loan Specialist, you will help Veterans and active duty service members navigate the VA loan process....
GENERAL DESCRIPTION OF POSITION The Mortgage Loan Originator solicits residential first mortgages through contacts with Realtors, builders, and developers....
Demographic Data for Gulf Shores, AL
Moving to Gulf Shores, AL? Find some basic demographic data about Gulf Shores, AL below.
Loan Originator Online Courses and Training Opportunities
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Salary for Loan Originator Jobs in Gulf Shores, AL
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Gulf Shores, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- VA Loans
- Private Banking
- OFAC
- Mortgage Processing
- Cross Selling
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Customer Relations
- Accounting
- Listening
- High School Diploma
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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