Loan Originator Jobs in Gardendale, AL
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Birmingham, AL (13 miles from Gardendale, AL)
- 2 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 2 days ago
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Correspondent Banking Officer is responsible for selling banking products and services to other financial institutions such...
Consumer Loan Specialist - Sales Customer Service
- Center Point, AL (10 miles from Gardendale, AL)
- 3 days ago
- Center Point, AL (10 miles from Gardendale, AL)
- 3 days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Patient Financial Services Representative
- Birmingham, AL (13 miles from Gardendale, AL)
- 3 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 3 days ago
Position Title: Patient Financial Services Representative Department: Fiscal Services Reports To: Patient Financial Services Manager and Facility Leadership Supervises: N/A Entry Level...
Loan Specialist I - Due Diligence
- Birmingham, AL (13 miles from Gardendale, AL)
- 4 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 4 days ago
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I – Due Diligence is responsible for assembling loan documentation for commercial and consumer loans in...
Universal Branch Loan Officer - Vestavia
- Vestavia, AL (20 miles from Gardendale, AL)
- 5 days ago
- Vestavia, AL (20 miles from Gardendale, AL)
- 5 days ago
Must demonstrate proficiency with all lending functions. Must be adept in handling share certificates and IRA accounts....
Senior Commercial Credit Review Officer (Loan Review)
- Mountain Brook, AL (16 miles from Gardendale, AL)
- 10 days ago
- Mountain Brook, AL (16 miles from Gardendale, AL)
- 10 days ago
SUMMARY The Commercial Credit Review Officer, Sr (Sr CRO) is responsible for evaluating portfolio quality and credit risk management practices within the commercial bank s centralized lending group,...
Senior Commercial Credit Review Officer (Loan Review)
- Birmingham, AL (13 miles from Gardendale, AL)
- 11 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 11 days ago
SUMMARY The Commercial Credit Review Officer, Sr (Sr CRO) is responsible for evaluating portfolio quality and credit risk management practices within the commercial bank's centralized lending group,...
- Birmingham, AL (13 miles from Gardendale, AL)
- 14 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 14 days ago
Title: Mortgage Loan Originator Department: Mortgage Lending Reports To: SVP, National Sales Manager Supervises: N/A Job Classification: Full-time, Non-Exempt About Us Recognized as one of the most...
- Birmingham, AL (13 miles from Gardendale, AL)
- 17 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 17 days ago
Mortgage Loan Originator Requires NMLS registration* Who we are: At United Community Bank, we believe in combining top-of-the line financial solutions with award-winning satisfaction for our customers...
Financial Services Representative
- Birmingham, AL (13 miles from Gardendale, AL)
- 17 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 17 days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
- Birmingham, AL (13 miles from Gardendale, AL)
- 18 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 18 days ago
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I – Booking is responsible for reviewing commercial, consumer and real estate loan documentation and...
Account Executive (Mortgage Consultant) - Birmingham, AL
- Birmingham, AL (13 miles from Gardendale, AL)
- 20 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 20 days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
Seasonal - Loan Specialist I - Collateral Servicing
- Birmingham, AL (13 miles from Gardendale, AL)
- 23 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 23 days ago
will: Review and process UCCs received daily Image and file all incoming documents and files Process UCC continuations, amendments, and terminations as needed Track name changes on UCCs and notify lenders...
- Birmingham, AL (13 miles from Gardendale, AL)
- 45+ days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 45+ days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
- Birmingham, AL (13 miles from Gardendale, AL)
- 90+ days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 90+ days ago
Today, as the nation's second largest non-bank retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services...
Demographic Data for Gardendale, AL
Moving to Gardendale, AL? Find some basic demographic data about Gardendale, AL below.
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Salary for Loan Originator Jobs in Gardendale, AL
Highest Education Level
Loan Originators in Gardendale, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Fannie Mae
- Jumbo Loans
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- VA Loans
- Private Banking
- OFAC
- Mortgage Processing
- Cross Selling
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Customer Relations
- Accounting
- High School Diploma
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Teamwork
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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