Loan Originator Jobs in Fairhope, AL
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Mobile, AL (18 miles from Fairhope, AL)
- 1 day ago
- Mobile, AL (18 miles from Fairhope, AL)
- 1 day ago
/Commercial Loan Officer 3+ years of direct Commercial Lending experience C&I and CRE lending experience Strong understanding of Credit Analysis and Underwriting Strong business development skills...
- Daphne, AL (8 miles from Fairhope, AL)
- 2 days ago
- Daphne, AL (8 miles from Fairhope, AL)
- 2 days ago
Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file....
- Mobile, AL (18 miles from Fairhope, AL)
- 26 days ago
- Mobile, AL (18 miles from Fairhope, AL)
- 26 days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
standards; A thorough understanding and application of all policies, procedures and regulations pertaining to the work of a Retail Mortgage Loan Officer; Must demonstrate a thorough knowledge of key lending...
Financial Services Representative
- Mobile, AL (18 miles from Fairhope, AL)
- 30+ days ago
- Mobile, AL (18 miles from Fairhope, AL)
- 30+ days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Loan Specialist - Enterprise, AL
- Daphne, AL (8 miles from Fairhope, AL)
- 30+ days ago
- Daphne, AL (8 miles from Fairhope, AL)
- 30+ days ago
As a Loan Specialist, you will help Veterans and active duty service members navigate the VA loan process....
- Gulf Shores, AL (14 miles from Fairhope, AL)
- 90+ days ago
- Gulf Shores, AL (14 miles from Fairhope, AL)
- 90+ days ago
GENERAL DESCRIPTION OF POSITION The Mortgage Loan Originator solicits residential first mortgages through contacts with Realtors, builders, and developers....
Retail Mortgage Loan Originator
- Mobile, AL (18 miles from Fairhope, AL)
- 90+ days ago
- Mobile, AL (18 miles from Fairhope, AL)
- 90+ days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
Demographic Data for Fairhope, AL
Moving to Fairhope, AL? Find some basic demographic data about Fairhope, AL below.
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Salary for Loan Originator Jobs in Fairhope, AL
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Fairhope, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Reimbursement
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Fannie Mae
- Lending
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Federal Housing Administration
- Jumbo Loans
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- VA Loans
- Private Banking
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Retail
- High School Diploma
- Written Communication
- Verbal Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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