Loan Originator Jobs in Daphne, AL
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Mobile, AL (12 miles from Daphne, AL)
- 4 hours ago
- Mobile, AL (12 miles from Daphne, AL)
- 4 hours ago
Experience in corporate, real estate, lending, and estate planning is preferred....
- Mobile, AL (12 miles from Daphne, AL)
- 15 days ago
- Mobile, AL (12 miles from Daphne, AL)
- 15 days ago
/Commercial Loan Officer 3+ years of direct Commercial Lending experience C&I and CRE lending experience Strong understanding of Credit Analysis and Underwriting Strong business development skills...
Mortgage Lending Officer RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals....
Loan Originator Assistant Unlicensed
- Mobile, AL (12 miles from Daphne, AL)
- 27 days ago
- Mobile, AL (12 miles from Daphne, AL)
- 27 days ago
Horton, Inc. is currently looking for a Loan Originator Assistant - Unlicensed for their Financial Services Branch....
- Gulf Shores, AL (22 miles from Daphne, AL)
- 45+ days ago
- Gulf Shores, AL (22 miles from Daphne, AL)
- 45+ days ago
GENERAL DESCRIPTION OF POSITION The Mortgage Loan Originator solicits residential first mortgages through contacts with Realtors, builders, and developers....
Retail Mortgage Loan Originator
- Mobile, AL (12 miles from Daphne, AL)
- 45+ days ago
- Mobile, AL (12 miles from Daphne, AL)
- 45+ days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
- Mobile, AL (12 miles from Daphne, AL)
- 60+ days ago
- Mobile, AL (12 miles from Daphne, AL)
- 60+ days ago
Works with loan processor in gathering requested documents and necessary signatures for loan files....
Demographic Data for Daphne, AL
Moving to Daphne, AL? Find some basic demographic data about Daphne, AL below.
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Salary for Loan Originator Jobs in Daphne, AL
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Daphne, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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