Loan Originator Jobs in Birmingham, AL
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Support communication through the loan process between operations staff and the borrower. Provide all applicable initial documents and disclosures to the loan processor. Other duties as assigned....
Consumer Loan Sales Specialist
- Gardendale, AL (13 miles from Birmingham, AL)
- 2 days ago
- Gardendale, AL (13 miles from Birmingham, AL)
- 2 days ago
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
- Hoover, AL (6 miles from Birmingham, AL)
- 15 days ago
- Hoover, AL (6 miles from Birmingham, AL)
- 15 days ago
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can...
Remote Work- Vestavia Hills, AL (6 miles from Birmingham, AL)
- 17 days ago
- Vestavia Hills, AL (6 miles from Birmingham, AL)
- 17 days ago
Mortgage Lending Officer RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals....
Mortgage Loan Officer Alabama (Auburn, Birmingham, Mobile, Huntsville, Tuscaloosa)
- Birmingham, AL
- 28 days ago
- Birmingham, AL
- 28 days ago
Primary Responsibilities Completes mortgage applications for submission to the loan processing and underwriting departments Evaluates loan requests, analyze financial data, and determines qualification...
- Homewood, AL (3 miles from Birmingham, AL)
- 30+ days ago
- Homewood, AL (3 miles from Birmingham, AL)
- 30+ days ago
compliance - Stay current on industry trends and regulations - Meet loan production goals Position Skills: - Bachelor's degree in Finance, Business, or related field - 3+ years of experience in Ag lending...
- Trussville, AL (15 miles from Birmingham, AL)
- 30+ days ago
- Trussville, AL (15 miles from Birmingham, AL)
- 30+ days ago
We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St....
originator license required 1-3 years of Loan Origination experience required Experience originating purchase loans required Builder experience strongly preferred High school diploma or general education...
This individual will serve as the facilitator of the mortgage loan process and also must maintain productive relationship with mortgage operations staff....
Title: Mortgage Loan Originator Department: Mortgage Lending Reports To: SVP, National Sales Manager Supervises: N/A Job Classification: Full-time, Non-Exempt About Us Recognized as one of the most...
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
origination, business development experience in a mortgage or banking environment; National Mortgage License System (NMLS) Certification is required Good understanding of mortgage and consumer laws...
- Mountain Brook, AL (4 miles from Birmingham, AL)
- 60+ days ago
- Mountain Brook, AL (4 miles from Birmingham, AL)
- 60+ days ago
Works with loan processor in gathering requested documents and necessary signatures for loan files....
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
Seasonal - Loan Specialist I - Collateral Servicing
- Birmingham, AL
- 90+ days ago
- Birmingham, AL
- 90+ days ago
will: Review and process UCCs received daily Image and file all incoming documents and files Process UCC continuations, amendments, and terminations as needed Track name changes on UCCs and notify lenders...
Demographic Data for Birmingham, AL
Moving to Birmingham, AL? Find some basic demographic data about Birmingham, AL below.
Loan Originator Online Courses and Training Opportunities
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Salary for Loan Originator Jobs in Birmingham, AL
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Birmingham, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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