Loan Officer Jobs in Texas
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
- Golden Bank, N.A.
- Houston, TX
- 14 days ago
- Golden Bank, N.A.
- Houston, TX
- 14 days ago
Process internal/external customer research transaction requests for all loan servicing transaction types, with the ability to communicate with the Lenders, Loan Operations Management and all other...
A top semi-regional bank which likes to grow and keep its team members happy as well as the customers, seeks a Commercial & Ag Loan Officer....
The most recent loan originators who have joined the firm in the last few years are crushing their goals. One producer with 4 years tenure will clear $950k in 2024....
process....
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkSr. Consumer Loan Specialist - Sales Customer Service
- Lubbock, TX
- 8 hours ago
- Lubbock, TX
- 8 hours ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkRisk Management- Asset Based Lending Credit Officer- Vice President
- Plano, TX
- 9 hours ago
- Plano, TX
- 9 hours ago
The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients....
Job Summary: The Mortgage Loan Officer is responsible for assisting clients in obtaining loans for real estate purchases....
officers, borrowers, title companies, and/or attorneys in closing and funding of loans Reviews title policies to ensure accurate legal description, loan amount, and acceptable exceptions Determines...
Education & Experience Requirements This level of knowledge is normally acquired through completion of high school degree and 2-3 years related experience in mortgage loan origination....
Credit Admin Manager Works with a staff of portfolio managers and/or regional credit administrators in the credit approval, administration, and review of activities within Corporate and Specialty Lending...
Remote WorkThis position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Financial Services Representative (Bilingual)
- League City, TX
- 21 hours ago
- League City, TX
- 21 hours ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
The Assistant Mortgage Processing Supervisor serves as a the Subject Matter Expert for all loan Processors to ensure new mortgage loan packages are processed and completed according to established policies...
Demographic Data for Texas
Moving to Texas? Find some basic demographic data about Texas below.
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Title Synonyms
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Salary for Loan Officer Jobs in Texas
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Texas offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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