Loan Officer Jobs in Charleston, SC
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Financial Services Representative (Personal Banker)
- Charleston, SC
- 23 days ago
- Charleston, SC
- 23 days ago
banking products and services Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet...
Mortgage Loan Officer - South Carolina (Greenville, Columbia, Charleston)
- Charleston, SC
- 25 days ago
- Charleston, SC
- 25 days ago
1 year Communication skills Loan processing Full Job Description Thank you for your interest in a career at Regions....
Financial Services Representative
- Daniel Island, SC (10 miles from Charleston, SC)
- 29 days ago
- Daniel Island, SC (10 miles from Charleston, SC)
- 29 days ago
banking products and services Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet...
Mutual of Omaha Reverse Mortgage employs a knowledgeable staff of experienced Loan Officers with an operations team that is second to none....
Suppose you're interested in a career that's different from a typical office job. A career that provides flexibility rather than punching a time clock, and that clearly aligns your daily efforts...
Consumer Loan Specialist - Sales Customer Service
- Charleston, SC
- 45+ days ago
- Charleston, SC
- 45+ days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Sr. Consumer Loan Specialist - Sales Customer Service
- Charleston, SC
- 45+ days ago
- Charleston, SC
- 45+ days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Accept, prepare, and complete loan applications for submission to the loan processing and underwriting departments....
Retail Mortgage Loan Originator
- Isle of Palms, SC (11 miles from Charleston, SC)
- 45+ days ago
- Isle of Palms, SC (11 miles from Charleston, SC)
- 45+ days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. Previous sales awards and leadership positions....
NOTE: This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required....
Remote Work- Mount Pleasant, SC (6 miles from Charleston, SC)
- 90+ days ago
- Mount Pleasant, SC (6 miles from Charleston, SC)
- 90+ days ago
Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer...
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
Demographic Data for Charleston, SC
Moving to Charleston, SC? Find some basic demographic data about Charleston, SC below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Charleston, SC
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Charleston, SC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Jumbo Loans
- Consumer Lending
- Loan Documentation
- Lending
- Loan Origination
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Loan Review
- Commercial Banking
- BSA
- Freddie Mac
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Wealth Management
- Loan Servicing
- Credit Analysis
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Listening
- Accounting
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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