Loan Officer Jobs in Johnston, RI
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
- Providence, RI (5 miles from Johnston, RI)
- 12 days ago
- Providence, RI (5 miles from Johnston, RI)
- 12 days ago
Diploma * Minimum 2 years residential loan originations or processing experience in a mortgage banking company. * Minimum 2 years of experience with state and federal lending regulations (e.g....
Leasing Credit Officer II/Leasing Credit Senior Officer - Global Corporate Aircraft Finance
- Providence, RI (5 miles from Johnston, RI)
- 17 days ago
- Providence, RI (5 miles from Johnston, RI)
- 17 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and...
- Providence, RI (5 miles from Johnston, RI)
- 19 days ago
- Providence, RI (5 miles from Johnston, RI)
- 19 days ago
Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team....
- Providence, RI (5 miles from Johnston, RI)
- 27 days ago
- Providence, RI (5 miles from Johnston, RI)
- 27 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
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Leasing Credit Sr Officer/Leasing Credit Officer II-Large Corporates
- Providence, RI (5 miles from Johnston, RI)
- 28 days ago
- Providence, RI (5 miles from Johnston, RI)
- 28 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Loan Officer - Financial Institutions Group
- Middletown, RI (24 miles from Johnston, RI)
- 30+ days ago
- Middletown, RI (24 miles from Johnston, RI)
- 30+ days ago
Proficient Microsoft Office Suite (including Teams) experience required, experience with Empower (Loan Origination System) or similar Loan Origination System required....
Prior work experience in a business/commercial lending environment is required with knowledge of customary products, practices and policies....
- Providence, RI (5 miles from Johnston, RI)
- 90+ days ago
- Providence, RI (5 miles from Johnston, RI)
- 90+ days ago
We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none....
Residential Lending Loan Officer Senior
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
- Providence, RI (5 miles from Johnston, RI)
- 30+ days ago
City National Bank Residential Lending Loan Officer Senior in Providence , Rhode Island RESIDENTIAL LENDING LOAN OFFICER SENIOR WHAT IS THE OPPORTUNITY?...
- East Greenwich, RI (12 miles from Johnston, RI)
- 45+ days ago
- East Greenwich, RI (12 miles from Johnston, RI)
- 45+ days ago
Experience : Minimum 1+ years’ of loan origination experience, loan officer assistant experience, strong sales experience or experience working in the mortgage industry required....
- Danielson, CT (17 miles from Johnston, RI)
- 60+ days ago
- Danielson, CT (17 miles from Johnston, RI)
- 60+ days ago
Originator II to assist one or more specific Mortgage Loan Originator(s) or Branch Manager(s) in delivering outstanding customer service to borrowers and realtors on loans that they originate....
Demographic Data for Johnston, RI
Moving to Johnston, RI? Find some basic demographic data about Johnston, RI below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Johnston, RI
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Johnston, RI offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- Loan Documentation
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Loan Processing
- Private Banking
- OFAC
- Cross Selling
- Credit Underwriting
- Mortgage Processing
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Customer Relations
- High School Diploma
- Listening
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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