Loan Officer Jobs in Gardendale, AL
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
Small Business Lending Consultant
- Birmingham, AL (13 miles from Gardendale, AL)
- 9 hours ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 9 hours ago
Development Specialist Professions that excel in this role: Commercial Loan Officers, Financial Advisors/Planners, Insurance Agents/Brokers (Business Insurance), Real Estate Brokers/Agents (Commercial...
Remote WorkLoan Specialist I - Collateral Servicing
- Birmingham, AL (13 miles from Gardendale, AL)
- 11 hours ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 11 hours ago
will: Review and process UCCs received daily Image and file all incoming documents and files Process UCC continuations, amendments, and terminations as needed Track name changes on UCCs and notify lenders...
Consumer Loan Specialist - Sales Customer Service
- Center Point, AL (10 miles from Gardendale, AL)
- 5 days ago
- Center Point, AL (10 miles from Gardendale, AL)
- 5 days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
Patient Financial Services Representative
- Birmingham, AL (13 miles from Gardendale, AL)
- 5 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 5 days ago
Position Title: Patient Financial Services Representative Department: Fiscal Services Reports To: Patient Financial Services Manager and Facility Leadership Supervises: N/A Entry Level...
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Loan Specialist I - Due Diligence
- Birmingham, AL (13 miles from Gardendale, AL)
- 6 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 6 days ago
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I – Due Diligence is responsible for assembling loan documentation for commercial and consumer loans in...
Universal Branch Loan Officer - Vestavia
- Vestavia, AL (20 miles from Gardendale, AL)
- 7 days ago
- Vestavia, AL (20 miles from Gardendale, AL)
- 7 days ago
Must demonstrate proficiency with all lending functions. Must be adept in handling share certificates and IRA accounts....
Senior Commercial Credit Review Officer (Loan Review)
- Mountain Brook, AL (16 miles from Gardendale, AL)
- 12 days ago
- Mountain Brook, AL (16 miles from Gardendale, AL)
- 12 days ago
SUMMARY The Commercial Credit Review Officer, Sr (Sr CRO) is responsible for evaluating portfolio quality and credit risk management practices within the commercial bank s centralized lending group,...
Senior Commercial Credit Review Officer (Loan Review)
- Birmingham, AL (13 miles from Gardendale, AL)
- 13 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 13 days ago
SUMMARY The Commercial Credit Review Officer, Sr (Sr CRO) is responsible for evaluating portfolio quality and credit risk management practices within the commercial bank's centralized lending group,...
- Birmingham, AL (13 miles from Gardendale, AL)
- 16 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 16 days ago
Title: Mortgage Loan Originator Department: Mortgage Lending Reports To: SVP, National Sales Manager Supervises: N/A Job Classification: Full-time, Non-Exempt About Us Recognized as one of the most...
- Birmingham, AL (13 miles from Gardendale, AL)
- 19 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 19 days ago
Mortgage Loan Originator Requires NMLS registration* Who we are: At United Community Bank, we believe in combining top-of-the line financial solutions with award-winning satisfaction for our customers...
Financial Services Representative
- Birmingham, AL (13 miles from Gardendale, AL)
- 19 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 19 days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
- Birmingham, AL (13 miles from Gardendale, AL)
- 20 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 20 days ago
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I – Booking is responsible for reviewing commercial, consumer and real estate loan documentation and...
Account Executive (Mortgage Consultant) - Birmingham, AL
- Birmingham, AL (13 miles from Gardendale, AL)
- 22 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 22 days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
Seasonal - Loan Specialist I - Collateral Servicing
- Birmingham, AL (13 miles from Gardendale, AL)
- 25 days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 25 days ago
will: Review and process UCCs received daily Image and file all incoming documents and files Process UCC continuations, amendments, and terminations as needed Track name changes on UCCs and notify lenders...
- Birmingham, AL (13 miles from Gardendale, AL)
- 45+ days ago
- Birmingham, AL (13 miles from Gardendale, AL)
- 45+ days ago
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Alabama or Georgia. We are open to locations based on your center of influence....
Demographic Data for Gardendale, AL
Moving to Gardendale, AL? Find some basic demographic data about Gardendale, AL below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in Gardendale, AL
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in Gardendale, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- VA Loans
- Private Banking
- OFAC
- Mortgage Processing
- Cross Selling
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Customer Relations
- Accounting
- Listening
- High School Diploma
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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