Credit Analyst Jobs in North Carolina

A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.

Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.

1-15 of 41 Jobs

Bank Credit Risk Analyst Senior - Retail Banking

  • Charlotte, NC
  • moments ago
  • Charlotte, NC
  • moments ago

The Opportunity As a dedicated Bank Credit Risk Analyst Senior, you will be using quantitative methods to identify credit risk, develop and deliver credit strategies, and monitor credit performance...

Remote Work

Enterprise Risk Management Specialist II

  • Charlotte, NC
  • 9 hours ago
  • Charlotte, NC
  • 9 hours ago

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to...

Credit Analyst

  • Greenville, NC
  • 22 hours ago
  • Greenville, NC
  • 22 hours ago

This position would report to the Lending Operations Manager. Internal applicants must be in current position for at least 12 months before applying....

Credit Analyst II - Leveraged Finance Portfolio Management

  • Charlotte, NC
  • 1 day ago
  • Charlotte, NC
  • 1 day ago

Additionally, the Credit Analyst II will attend and support Portfolio Reviews as needed....

Risk and Data Analyst (Charlotte, NC - Hybrid)

  • Charlotte, NC
  • 1 day ago
  • Charlotte, NC
  • 1 day ago

Risk and Data Analyst (Charlotte, NC - Hybrid) Risk and Data Analyst Charlotte, NC 6 months -hybrid We are seeking a detail-oriented Risk & Data Analyst to support business decision-making through...

Institutional Client Group Credit Analyst

  • Charlotte, NC
  • 1 day ago
  • Charlotte, NC
  • 1 day ago

experience in a finance/analytical related role Preferred Skills/Experience Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending...

Work Location: New York, New York, United States of America Hours: 40 Pay Details: $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all...

Treasury Management Risk Analyst

  • Asheville, NC
  • 2 days ago
  • Asheville, NC
  • 2 days ago

Preferred: Solid understanding of and experience with bank products, banking systems, industry, and commercial lending/underwriting concepts....

Mortgage Pricing/Risk Analyst

  • Charlotte, NC
  • 2 days ago
  • Charlotte, NC
  • 2 days ago

Regions Bank Mortgage Pricing/Risk Analyst in Charlotte , North Carolina Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We...

Senior Risk Analyst, Model Validation - AML/Fraud

  • Raleigh, NC
  • 5 days ago
  • Raleigh, NC
  • 5 days ago

Overview This is a remote role that may be hired in several markets across the United States. This position provides risk analytics and expert support at the highest level of operational...

Remote Work

Credit Analyst I

  • Raleigh, NC
  • 5 days ago
  • Raleigh, NC
  • 5 days ago

CREDIT ANALYST I- ENTERTAINMENT BANKING WHAT IS THE OPPORTUNITY?...

Senior Commercial Credit Analyst

  • Charlotte, NC
  • 6 days ago
  • Charlotte, NC
  • 6 days ago

Assists and mentors Credit Analysts with the completion of spreads, borrowing bases, and covenant calculations....

Risk Analyst

  • Charlotte, NC
  • 6 days ago
  • Charlotte, NC
  • 6 days ago

Bank of America Technical Data Analyst Job Summary:(PYTHON/SQL) CHARLOTTE NC - HYBRID 3 days per week onsite Contract to hire NO C2C and NO Subvendors for this role. We are seeking a highly...

Senior Commercial Credit Analyst

  • Asheville, NC
  • 6 days ago
  • Asheville, NC
  • 6 days ago

Assists and mentors Credit Analysts with the completion of spreads, borrowing bases, and covenant calculations....

Balance Sheets, Income Statements and Tax Returns Accounting or finance experience Covenant Monitoring experience Experience with one or a combination of the following systems: Credit View; Business Lending...

Demographic Data for North Carolina

Moving to North Carolina? Find some basic demographic data about North Carolina below.


Local
National
10,439,413
246,359

Credit Analyst Online Courses and Training Opportunities

iHireBanking curates thousands of courses in order to recommend the best ones to help further your career. If you register for a course using the links on our site, we may receive a small commission.
Credit Risk and Credit Analysis
Gain a solid grounding in credit risk fundamentals with the tools and techniques required to perform a credit analysis. Taught by an instructor with decades of experience in lending and credit...
Introduction to Corporate Credit
In this course, we shall provide a vivid description of most of the aspects of Corporate Credit e.g. The different types of credit available globally, the procedures involved in providing such...
Managing Personal Cash and Credit
Discover the five cs of credit, how to improve your credit score, and how to determine if a line of credit is right for you. This course prepares you to choose the right financial institution for...

Title Synonyms

Users interested in this job title also searched for the following job title


Salary for Credit Analyst Jobs in North Carolina

Estimated salary range based on data from US Bureau of Labor Statistics (BLS) and iHireBanking research efforts.

Licensing / Certification

Required or preferred licenses and certifications for Credit Analyst positions.



Highest Education Level

Credit Analysts in North Carolina offer the following education background
Bachelor's Degree
43.9%
Master's Degree
23.7%
High School or GED
12.1%
Associate's Degree
9.4%
Vocational Degree or Certification
7.4%
Some College
1.5%
Doctorate Degree
1.5%
Some High School
0.3%

Average Work Experience
Here's a breakdown of the number of years' experience offered by Credit Analysts in North Carolina
1-2 years
30.0%
2-4 years
25.0%
None
25.0%
4-6 years
15.0%
Less than 1 year
5.0%



Credit Analyst Related Career Advice Articles

banker looking at charts on laptop
How to Decide Between Investment Banking and Commercial Banking

Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.

Read article »