Credit Analyst Jobs in New Jersey
A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.
Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.
Basic knowledge of commercial and industrial lending and credit underwriting. Proficient in Commercial & Industrial lending including debt service coverage and cash flow....
Basic knowledge of commercial and industrial lending and credit underwriting. Proficient in Commercial & Industrial lending including debt service coverage and cash flow....
Financial Crime Risk Analyst II - Sanctions Screening Quality Assurance Analyst II
- Mount Laurel, NJ
- 3 days ago
- Mount Laurel, NJ
- 3 days ago
Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $28.25 - $45.00 USD TD is committed to providing fair and equitable compensation opportunities to all...
Credit Risk & Data Analyst II [MULTIPLE POSITIONS]
- Woodbridge, NJ
- 5 days ago
- Woodbridge, NJ
- 5 days ago
Employer: Siemens Financial Services Inc. Job Title: Credit Risk & Data Analyst II [MULTIPLE POSITIONS] Job Location: Iselin, NJ Job Type: Full Time Rate of Pay: The salary range for this position...
Associate Credit Research Analyst - Financials & Healthcare
- Jersey City, NJ
- 8 days ago
- Jersey City, NJ
- 8 days ago
analysis experience covering fundamental industry trends and companies in the Financial & Health Care Sectors....
The Credit Risk Analyst will provide solutions on data and reporting needs while producing intelligence through querying data repositories, generating periodic reports, and identifying risk trends through...
IT RISK & CONTROL ANALYST WHAT IS THE OPPORTUNITY? "The IT Risk Controls Analyst is a subject-area specialist with specialized training, methods and analytic techniques to create recommendations...
Job Description The Credit Analyst is responsible for evaluating customer credit limites, establishing credit limits for new customers and assessing risk alerts in D&B....
Acts as an alternate liaison between the Collateral Risk Department and commercial lending, credit, credit risk review, and special assets areas to resolve appraisal and environmental issues, while...
Acts as an alternate liaison between the Collateral Risk Department and commercial lending, credit, credit risk review, and special assets areas to resolve appraisal and environmental issues, while...
This position develops and implements best practices for credit underwriting approaches, monitors credit exposure across multiple market activity....
Senior Market Risk Analyst Location(s) Whippany, New Jersey New York, New York City/Cities New York, Whippany Country United States Working Schedule Full-Time Work Arrangement Hybrid Travel...
Role Value Proposition: This Market Risk position will be instrumental in advancing the Market Risk plan for understanding and managing market risk in 1 or more segments of MetLife businesses,...
Prepare credit memos that are simple or with minor complexity; and present credit memos to appropriate lending authority for approval....
analysis and lending software....
Demographic Data for New Jersey
Moving to New Jersey? Find some basic demographic data about New Jersey below.
Credit Analyst Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job title
Salary for Credit Analyst Jobs in New Jersey
Required or preferred licenses and certifications for Credit Analyst positions.
Highest Education Level
Credit Analysts in New Jersey offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Credit Analyst position
- Spreadsheets
- Presentation
- Implementation
- Commercial Real Estate
- Management Reporting
- Regulatory Reporting
- Derivatives
- Comprehensive Capital Analysis and Review
- Financial Statement Analysis
- Lending
- Loan Documentation
- Commercial Banking
- BSA
- Loan Review
- Commercial Lending
- Private Banking
- OFAC
- Credit Underwriting
- Treasury
- Credit Analysis
- Cash Flow Analysis
- Financial Services
- Anti-Money Laundering
- Capital Markets
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Portfolio Management
- Financial Modeling
- Risk Analysis
- Due Diligence
- Financial Analysis
- Real Estate
- Business Administration
- Risk Management
- Finance
- Strategy Development
- Accounting
- Analytical Skills
- Decision Making
- Prioritizing
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Mentoring
- Reporting
- Interpersonal Skills
- Filing
- Regulations
- Microsoft PowerPoint
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Research Skills
- Scheduling
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Credit Analyst Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »