Credit Analyst Jobs in Mobile, AL
A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.
Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.
This position is within the Commercial Lending team. This person will be expected to provide periodic credit analysis support for commercial lending portfolios within the footprint....
Demographic Data for Mobile, AL
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Credit Analyst Online Courses and Training Opportunities
Title Synonyms
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Salary for Credit Analyst Jobs in Mobile, AL
Required or preferred licenses and certifications for Credit Analyst positions.
Highest Education Level
Credit Analysts in Mobile, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Credit Analyst position
- Spreadsheets
- Presentation
- Implementation
- Commercial Real Estate
- Management Reporting
- Derivatives
- Comprehensive Capital Analysis and Review
- Financial Statement Analysis
- Lending
- Loan Documentation
- Commercial Banking
- BSA
- Loan Review
- Commercial Lending
- Private Banking
- OFAC
- Credit Underwriting
- Treasury
- Credit Analysis
- Cash Flow Analysis
- Financial Services
- Anti-Money Laundering
- Capital Markets
- Balance Sheets
- Valuation
- Underwriting
- Investment Banking
- Financial Statements
- Portfolio Management
- Financial Modeling
- Risk Analysis
- Due Diligence
- Financial Analysis
- Real Estate
- Business Administration
- Risk Management
- Finance
- Strategy Development
- Accounting
- Analytical Skills
- Decision Making
- Prioritizing
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Mentoring
- Reporting
- Interpersonal Skills
- Filing
- Regulations
- Microsoft PowerPoint
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Research Skills
- Scheduling
- Leadership
- Communication Skills
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